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Micro Finance and Empowerment of Rural Poor in India

Micro Finance and Empowerment of Rural Poor in India (Hardcover)

By Author : Sudhanshu Kr Das 
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Micro Finance and Empowerment of Rural Poor in India Description

About the Book:

In India, the micro finance initiative of National Bank for Agriculture and Rural Development (NABARD) has passed through various phases over the last two decades, viz. pilot testing during 1992 to 1995, mainstreaming during 1996 to 1998 and expansion from 1998 onwards. Micro finance has emerged as a visible credit channel to the poor as their access to conventional credit sources is constrained by the requirement of collaterals and high transaction costs. Micro finance is routed through self-help groups (SHGs). Over the years the SHG-bank linkage programme has emerged as the major micro finance programme in the country. The focus of SHG-bank linkage programme is largely on those rural poor who have no sustainable access to the formal banking system. The target groups, therefore, broadly comprise small and marginal farmers, agricultural and non-agricultural labourers, artisans and craftsmen and other poor engaged in small businesses like vending, and hawking. The programme has been providing the rural poor, access to the formal banking system and has achieved several milestones in terms of gender sensitisation, empowerment and poverty alleviation. This volume contains 8 research paperscontributed by experts in the fieldwhich provide deep insights into the role and functioning of micro finance institutions as strategic partners in the empowerment of rural poor.

Book Details


Title: Micro Finance and Empowerment of Rural Poor in India
Publisher: Neha Publishers & Distributors
Author: Sudhanshu Kr Das
Edition: Hardcover
Edition Number: 1
Language: English
ISBN: 817708304X
EAN: 9788177083040
No. of Pages: 200
Publish Date: 2012-1-1
Binding: Hardcover
Deliverable Countries: This product ships to India, Sri Lanka.

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