Kanji Bhai (Paresh Rawal), a middle-class Hindu atheist runs a shop in Chor Bazaar, Mumbai, which sells Hindu idols and statues along with his friend and neighbour, Mahadev. Married to a very devout wife, Susheela, and a father of two (a boy and a girl), Kanji is a hardcore non-believer and routinely indulges in activities such as tricking customers into paying huge sums of money for his statues under false pretenses, and drinking alcohol while on pilgrimage. He also disrupts a local festival in order to get his son away from the celebration. The Hindu priest presiding over the function, Siddheshwar Maharaj, shouts at him and says that "God will curse you". That night a small earthquake occurs in Mumbai, but there are no damages at all to property or life - except for Kanji Bhai's shop, which has been destroyed completely. Susheela, along with Kanji's neighbours, tells him to accept God so that his misfortunes will end. Kanji refuses, and digs through the shop's rubble to find his Godrej safe, which is still intact. Opening it, it he produces his insurance papers, saying that "no damage has been done".