EMI is Equated Monthly Installments. Infibeam provides EMI facility to all its customers on the purchases above Rs. 2000 to make the payment process easy and hassle free.
However For HDFC card holders minimum purchase amount is Rs. 3000.
The purchase amount will be refunded by infibeam. In some cases, cancellation charges may apply.
Interest on the EMI paid to the bank will not be refunded by infibeam under any circumstances. You may contact your respective bank for the same.
How long does it takes for transaction to convert into EMI?
An EMI transaction takes 7-10 days to reflect in your statement. If your bank statement is generated during this period, we urge you to co-ordinate with your bank and inform about the transaction to resolve any conversion issues.
If your bank denies or does not approve of EMI, this transaction will be considered a non EMI transaction.
Once the order is placed, the shopper will have to choose the payment method. While choosing the payment method, the EMI option has to be selected which will lead the shopper to the installment option (3, 6, 9 or 12 months) accordingly.
An EMI gives you the freedom to purchase a product above Rs.2000 and make equal monthly payments. You can buy now and make the payment in the next 3 months, 6 months , 9 months or 12 months by paying a nominal annual rate of interest to bank. Get smart and opt for the hassle free EMI payment mode and let not the costs stop you from buying your favorite products.