EMI

• What is EMI?
• Is the EMI applicable on all products?
• Is the EMI applicable on all purchases?
• Who can avail the EMI payment facility?
• What is the processing fee to avail the EMI?
• How can I choose this option?
• Can I Use Debit Card to Opt for EMI?
• How long does it takes for transaction to convert into EMI?
• How will I know the exact amount of my EMI?
• Why should I opt for the EMI payment option?

What is EMI?

EMI is Equated Monthly Installments. Infibeam provides EMI facility to all its customers on the purchases above Rs. 2000 to make the payment process easy and hassle free.

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Is the EMI applicable on all products?

All Products having the icon on the product page can be purchased in EMI’s of 3, 6, 9 and 12 months.

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Is the EMI applicable on all purchases?

The EMI is applicable only on the purchases/orders above Rs 2000.

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Who can avail the EMI payment facility?

The EMI payment option is available only for HDFC, ICICI, CITI, SBI, AXIS, HSBC, SCB and KOTAK credit card holders. You can opt for the 3, 6 , 9 or 12 monthly installments.

Please Note: 9 and 12 months installment option will not be available on CITI bank credit cards.

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What is the processing fee to avail the EMI?

Below is the chart with details on the processing fees that will be charged when you choose a certain EMI Option from a particular bank.

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Can I Use Debit Card to Opt EMI?

During check out, if Debit card details are entered after choosing the Credit Card option then it will be considered a non EMI transaction.

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How long does it takes for transaction to convert into EMI?

An EMI transaction takes 7-10 days to reflect in your statement. If your bank statement is generated during this period, we urge you to co-ordinate with your bank and inform about the transaction to resolve any conversion issues. If your bank denies or does not approve of EMI, this transaction will be considered a non EMI transaction.

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How can I choose this option?

Once the order is placed, the shopper will have to choose the payment method. While choosing the payment method, the EMI option has to be selected which will lead the shopper to the installment option (3, 6,9 or 12 months) accordingly.

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How will I know the exact amount of my EMI?

Once you choose EMI as the payment option, the EMI amount will be calculated and displayed automatically on the payment gateway screen.

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Why should I opt for the EMI payment option?

An EMI gives you the freedom to purchase a product above Rs.2000 and make equal monthly payments. You can buy now and make the payment in the next 3 months, 6 months , 9 months or 12 months by paying a nominal processing fee. Get smart and opt for the hassle free EMI payment mode and let not the costs stop you from buying your favorite products.

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