EMI is Equated Monthly Installments. Infibeam provides EMI facility to all its customers on the purchases above Rs. 2000 to make the payment process easy and hassle free.
All Products having the icon on the product page can be purchased in EMI’s of 3, 6, 9 and 12 months.
The EMI is applicable only on the purchases/orders above Rs 2000.
The EMI payment option is available only for HDFC, ICICI, CITI, SBI, AXIS, HSBC, SCB and KOTAK credit card holders. You can opt for the 3, 6 , 9 or 12 monthly installments. Please Note: 9 and 12 months installment option will not be available on CITI bank credit cards.
Below is the chart with details on the processing fees that will be charged when you choose a certain EMI Option from a particular bank.
|EMI Option||Processing Charges||Credit Card(s)|
|3 Months||NIL||HDFC , CITI , ICICI , SBI , AXIS , HSBC , SCB and KOTAK|
|6 Months||3%||HDFC and CITI|
|6 Months||4%||ICICI , SBI , AXIS , HSBC , SCB and KOTAK|
|9 Months||7%||ICICI , SBI , AXIS , HSBC , SCB and KOTAK|
|12 Months||10.5%||HDFC, ICICI , SBI , AXIS , HSBC , SCB and KOTAK|
During check out, if Debit card details are entered after choosing the Credit Card option then it will be considered a non EMI transaction.
An EMI transaction takes 7-10 days to reflect in your statement. If your bank statement is generated during this period, we urge you to co-ordinate with your bank and inform about the transaction to resolve any conversion issues. If your bank denies or does not approve of EMI, this transaction will be considered a non EMI transaction.
Once the order is placed, the shopper will have to choose the payment method. While choosing the payment method, the EMI option has to be selected which will lead the shopper to the installment option (3, 6,9 or 12 months) accordingly.
Once you choose EMI as the payment option, the EMI amount will be calculated and displayed automatically on the payment gateway screen.
An EMI gives you the freedom to purchase a product above Rs.2000 and make equal monthly payments. You can buy now and make the payment in the next 3 months, 6 months , 9 months or 12 months by paying a nominal processing fee. Get smart and opt for the hassle free EMI payment mode and let not the costs stop you from buying your favorite products.
Safe & Secure Shopping