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Loan & Finance
Insurance
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General

Do you offer a loan facility?

Yes, we offer financing on all he vehicles we sell. You can avail 75% finance on the new car or bike you have selected. We also offer financing on used car or bike based on the condition of the vehicle. For selected customers with good credit history, we will offer 100% financing at lowest price. We offer financing rates that are most attractive and lowest in the industry. The processing of your loan application is very speedy (24 hours) when you apply for it online or purchase a car or bike from us. There are flexible repayment options available. The loan is usually offered for 3 to 5 years.

How much amount of the loan I can receive?

Generally, you can 75% of the car or bike's showroom price but there are times we have provided 100% loan. Your credit profile counts a lot in deciding how much loan you can receive. Your previous loan record, your present salary or total annual income, your repaying capacity and personal assets play a vital role while applying for a loan. It is not necessary to have an account with the bank.

How the interest is calculated?

Interest is calculated on either a flat rate or a reducing balance that may be daily, monthly, quarterly, or yearly. You should opt for a scheme that calculates the interest on a reducing balance. It is because you have to pay interest only on the balance after the deduction of your last EMI from the principal. Interest charges differ according to the model of the car or bike, the customer, his/her location, and the tenure of the loan.

What is auto insurance?

Auto insurance is an official agreement between the customer and the insurance company. Some insurance policies offer coverage on any damage to the car or bike by an accident, weather, theft, flooding or any calamity. It also includes any injury to the car or bike while being driven or stationary. The range of coverage is the most important aspect to be looked for while taking insurance online as it impacts your insurance premium. The amount of the policy premium depends on the price of the car or bike, its condition, the distance it has covered, and the date of the purchase. The auto collision coverage gives the protection against any type of damage. The auto comprehensive coverage (natural & man-made calamities) by the policy offers you the full safety in case of any type of damage to the vehicle. Infibeam.com offers its services for the best deal of insurance.

Why should I have my automobile insured?

It's the law. The insurance imparts a full safety to your vehicle that is one of your most valuable assets. It gives a full cover to the car or bike against any natural or man-made calamity. You can also take a personal accident cover for you and for your family. We recommend you a comprehensive policy that covers the third party liability and any damage loss to your vehicle due to the accident, theft, flooding or any other unforeseen problem.

Is the renewal of the policy possible online or on the phone?

Yes, you can renew online or on the phone when there are two months to the expiry of the policy. Want to renew your price quote, write to: insurance@infibeam.com

Should I get accessories covered in the insurance?

Yes, it is a good idea to cover accessories in the policy. You can cover those parts or accessories that are not covered in the car or bike showroom price. You can take insurance for the accessories you want to include under insurance. You are required to show the actual price of the parts to be insured. Electrical and non-electrical parts can be insured

Can an online auto insurance company get me the best rate?

Infibeam.com has tie-ups with major auto insurance companies and we guarantee you the best deal if you want your car or bike to be insured through Infibeam.com. We also help you choose the policy that will cover any damage or loss to your car and bike or to you and other occupants of the car.

Is it faster to purchase auto insurance online instead of doing with a local agent?

Going for an auto insurance online is a safer and time saving action. How? It takes only 48 hours or less than that. Less paper work gives you an easy access to being approved and getting the insurance instantly.

What is a warranty?

Every new car and bike comes with the manufacturer's warranty that covers all types of repairs and replacement of defective part/s within a certain period from the date of purchase. Some warranties cover the Road Side Assistance in the warranty that can be proved a welcome help when you are left stranded far from your home. It covers majority of the parts such as the car or bike's sheet metal, engine, and non-consumable parts. Read every detail of the warranty and take maximum benefit.

What is an extended warranty? Do you offer it?

While we do not offer extended warranty right now, we are working hard to provide you this offering as soon as possible. An Extended Warranty can be purchased separately and it covers all problems that your car or bike can possibly meet with. It ensures you the best condition of the car or bike any time. An extended warranty is very much helpful where some repairs cost a lot of money. The high rates of repairs are easily bearable if you have an extended warranty. The vehicle with an extended warranty gives you a more resale value as an extended warranty is transferable. You should purchase it when the car is new and you have to pay less. The older the car, the higher the cost of an extended warranty.

What should I do if the warranty gets misplaced or lost?

We advise you to inform us as quickly as possible in case you happen to lose the warranty of your car or bike or you have misplaced it. We arrange to provide you with a duplicate warranty from the manufacturer. You need a warranty if your car or bike is damaged or needs any repairs. The authorized repairer wants you to present the warranty. Remember, you cannot get benefits of the warranty if you have modified your car or bike i.e. there should not be any changes to the engine or any other mechanical parts of the car or bike.

How are you different from a Car, Bike, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments dealer?

Infibeam.com is an online store and community providing information and buying opportunity on thousands of Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments at lowest price and convenience of a single CLICK. Since we are not a Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments dealer for one specific brand, we Carry information on much wider selection of products compared to any individual Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments dealer. We consider ourselves partners to dealers in providing you with Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments at best price and terrific after sales service.

Do you have a Corporate Program?

Yes. We offer special rates for Corporates who buy in bulk. Please write to news@infibeam.com with your specific request.

Why should I buy a new Car or Bike?

Just think of the benefits of having a new Car or Bike! Imagine you driving a brand new Car or Bike without the annoyance of a bumpy ride! In a new vehicle, you get the latest automobile technology giving you maximum comfort behind the wheel. You get rid of the problems you are likely to face with an old Car or Bike like an abrupt break-down, battery issues, worn out tires etc. The new Car or Bike is likely to give you better service and of course, a memorable driving experience.

Where should I look for if I want to buy a new or used Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments?

Infibeam.com has made it an exciting reality to buy a new and used Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments with a single CLICK. You can have all the information you need right on your computer to make an educated buying decision. The Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments of your dream can be yours at the guaranteed lowest price only on Infibeam.com.

What types of Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments are there?

Our catalogue covers thousands of Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments to choose from and they are available in variety of colors. There may be a few Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments we have missed but rest assured we are working hard to ensure that we bring you complete selection. We encourage you to use our navigation bar on the left that allows you to narrow search results by City, Style, Price, Brand, Fuel type, Color and Seating capacity.

What is online Car-buying and Bike-buying?

Although online buying is fairly common in India, online Car-buying and online Bike-buying is a relatively new concept that we would like to introduce to you. On Infibeam.com, you can research as many makes, models and variants of new Cars and Bikes as well as select the best Car and Bike at the guaranteed lowest price. Moreover, you can order a Car and Bike online and have a physical inspection and a test drive in your own city before making any payment. All online orders placed are risk free so try us out.

Can I talk to the dealer directly?

Of course you can. We have partnered with several new Car and Bike dealers across India to provide service and support to our customers. In addition, you can contact us if you have any questions. We will provide an easy access to reach us if you have any queries on pre-sales or post-sales.

What are the advantages of buying a Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches or Health Equipments online on Infibeam.com?

You get an informed purchase decision when you buy a new or used Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments of your choice online at Infibeam.com. Online Car-buying, Bike-buying, Mobile phone-buying, Watch-buying and Health Equipment-buying on Infibeam.com provides you an entire selection of new Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments compared to visiting one showroom at a time to research vehicles and negotiate rate. It goes further - we sell Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments at an amazingly low price. We can do this because we do not have physical infrastructure so we can do business with minimal margins.

How reliable are Cars, Bikes, Mobile Phones, Mobile Accessories, Books, Cameras, Watches and Health Equipments reviews?

The reviews are the opinions and experiences of the people who visited Infibeam.com and we do not bias them anyway. We only eliminate reviews that have profane language. We encourage you to write a product review on our site which will help other customers make an informed buying decision.

Which facilities are given while purchasing a Car or Bike online on Infibeam.com?

Infibeam.com provides everything you need to drive your vehicle on the road at lowest possible price. Once you make a purchase, we will allow you to physically inspect the vehicle prior to making any payment. If you do not like the Car, we offer free cancellation of the order -- no obligations. Upon making a purchase decision, we will provide you registration, financing and insurance prior to driving your vehicle.

How do Car air bags protect you?

Airbags are a safety device for those sitting in the front seat of the Car. They inflate and protect front seat passengers from hitting the windshield, dashboard, and the steering. You should have the seatbelts fastened to minimize the injuries in an event of any collision on road or off road.

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